Wanna make an important discovery? Just look up

Asperatus Clouds

Asperatus Clouds

Since 1951 no new cloud formations have been identified but Gavin Pretor-Pinney who runs the Cloud Appreciation Society thinks he may have found one. He calls them Asperatus Clouds; Latin for “rough.” He has submitted his findings to the Royal Meteorological Society which will verify that it is not too much like other known cloud types before submitting it to the World Meteorological  Organization in Geneva.

Who would have guessed that we could have made a new scientific discovery just by looking up? While you contemplate that, check out the remarkable photos of these formations here: http://xurl.jp/l9r

Published in:  on June 17, 2009 at 6:49 am Leave a Comment
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Go For It!

I talk to a lot of people who feel like life has passed them by and there is little left for them to do in their retirement years, but it doesn’t have to be that way. There are loads of examples of quite elderly people who have gone on to do amazing things. Colonel Sanders comes to mind. At age 65 he took his first Social Security check to visit potential franchisees. He is reported to have visited 1009 potential candidates before he found success. But Sanders is not alone; not by a long shot. Here a a few notable examples:

Ronald Reagan retired from acting and went into politics becoming our oldest president at age 69.

Casey Stengel retired from baseball and then was called back to manage the beloved Mets at age 71.

Grandma Moses, beloved folk painter, didn’t even pick up a paint brush until she was 77.

At age 79 John Powanda became one of the oldest Peace Corp volunteers.

Dr. Benjamin Spock gained notoriety as a baby doctor in his professional life but at age 83 he was arrested for demonstrating for world peace.

Mary Baker Eddy founded the Christian Science Monitor at age 87. Her newspaper continues to this day.

Marc Chagall finally got his chance to display his work at the Louvre at age 90. He is the only living artist to have done so.

At age 92 Paul Spangler finished his fourteenth marathon.

Mae Laborde began her acting career at age 93. She is 100 now and still appears on television talk shows.

At age 94 comedian George Burns return to the place where he got started in Schenectady, N.Y., 63 years after his first appearance.

Finally, Dorothy Geeban may be America’s oldest mayor. She presides over city dealings in the little town of Ocean Breeze, Florida, at age 100.

Now if you knew you would live to be 100, what great things would you accomplish!

More Hockey Mom

Should David Letterman apologize to Sarah Palin and her daughters? Damn straight he should! Imagine the shoe being on the other foot. Imagine Obama losing the election and Letterman making similar comments about his daughters. What would that lead to? I believe we could him to take certain and immediate action; perhaps even physical action. And I would support him every step of the way. Its one thing for the Alaska Governor to suffer the slings and arrows of outrageous media jabs, but her family deserves better. From what platform are they to defend themselves?

As the father of four daughters I can attest to the fragile psyches possessed by teenage girls. Parents can and should be given wide authority in protecting those daughters. It is no accident that the recent release of the DVD “Taken”, a movie about a father going to extraordinary means to rescue his teen aged daughter, has been such a huge success. We instinctively know that our daughters need our protection.

It is time for Sarah Palin to go into “Hockey Mom” status and demand justice from this tactless clown. Its up to the media to demand the same treatment from Letterman that they got from Don Imus. And its up to us as parents to use our most strident voice as we make it clear that this behavior is unacceptable and will not be tolerated.

Seth’s Challenge

I am a huge fan of Seth Godin. More often than not, his blog postings are way ahead of the curve and right on the money. Yesterday he wrote about a current issue and hit the nail right on the head. You can see his posting here.

The subject he was addressing was the rising number of graduating college students who will not have a job this summer. Godin challenges these seniors to forgo the family trip to Europe or Hawaii and instead spend the time working on some all -purpose skills/ like learning HTML, JAVA, or a foriegn language, volunteering for various projects and more. Plus, he does not give them the option of picking and choosing what they want to do; he challenges them to do everything on his list.

The responses he got have been revealing. Some wrote to say they had no choice but to take a menial job to pay off their student loans. Others took him up on his challenge, considering it a part of their education. Recruiters wanted to know if there was a way they could get the names of those who took the challenge as they were exactly the kind of people companies are looking to hire… right now.

I just can’t help but wonder why this has to be limited to college students. Why can’t all the unemployed take a challenge like this? And for heaven’s sake, why can’t seniors do the same? Why should retirement be a time of odd jobs and laying around? Why can’t we take up a challenge like Seth’s and learn a new language; even if it is a computer language? Why can’t our later years be every bit as exciting as our younger years?

Personally, I am going to master HTML and SQL for a project I am working on. I also want to make a huge improvement on my Spanish language skills. I plan to attack this subjects just like I was back in college. Is theresomeone out there who would take up some of Seth’s other ideas; speak to local groups on issues you are passionate about, coach a ball team or dance or piano, volunteer for something needed and meaningful. Hey, there’s a lot of stuff out there to do and we can’t expect the new grads to do it all, so let’s get busy!

Here’s an Idea for You…

The news is depressing. Everything is down; housing is down, the stock market is down, sales are down everywhere and people are feeling the pinch. Even the things that are up are not good. The one thing that is up significantly is unemployment and who wants that.

But take a look around. We were in the same situaion back in the early eighties. Back then unemployment was even higher than it is now and interest rates were in the high teens. At the time no one could see the light at the end of the tunnel. Who would have guessed that the recession of the early eighties would lead to the largest expansion in the history of housing and the stock market ever. Is it possible to for us to look past the immediate challenges to the growth that is certainly on its way?

Recessions are largely a matter of impressions. If enough people are worried about a recession, guess what? We get a recession.  So what will get us out of this recession? We will get out when enough people decide to ignore the recession and press ahead with a positive outlook on the economy.

Now let me explain that I understand that there are underlying economic forces that have a profound effect on recessions. As a matter of fact, some shrinkage of the money supply is not only inevitable, but also beneficial. However, what makes them hurt the most and last the longest is the negative attitudes of people with purchasing power. And in today’s market, those people are largely baby boomers.

Many boomers are now entering their retirement years. That means they have, in most cases, the most in assets they will ever have. It also means the recession has them scared to death that they won’t have enough to last them through their retirement. This is, of course, a perfectly reasonable concern that is having a profound effect on all sorts of markets. What is ironic is the fact that there are some fabulous deals out there with the courage to move now before everyone else jumps on board.

Making a move now may require a great deal of courage, but the rewards could be significant. Plus, you would be doing your part to rebuild our struggling economy.

Published in:  on June 1, 2009 at 10:19 pm Leave a Comment
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Preparing for Long Term Care

long_term_care_ajsp

My wife is a nurse and she teaches nursing at a major university. We frequently have discussions about some of the challenges that will be facing our nation in the near future. One of the biggest is going to be long term care. Eighty million baby boomers have already started hitting the Social Security and Medicare roles. Add to that the fact that new advances in medicine have allowed people to live longer than ever and you have the makings of a real crises.

With that in mind I highly reccomend you visit an article written by guest columnist Marilee Driscoll as she writes about Long Term Care in today’s Carver Reporter.  She points to a new tool made available by Genworth that helps you see what you long term care is likely to cost in the future. (http://xurl.jp/zdr) She points out that most of us don’t really care what the national average for cost of care is; we just want to know what it is going to cost us for care in our neck of the woods. The Genworth site allows you to search state-by-by state for the cost nursing home and long term care. This will give us all a better opportunity to plan for our future needs.

In case you are wondering, a home health aide costs $18.50 per hour, up 5% over last year. What is scary is to see how this trend is likely to continue. Using the tools on this website I learned that the cost of a nursing home bed for a year in my state (Florida) is $71,175 a year. However, I am not likely to need nursing home care for a number of years. Twenty years from now, when I do need it, its likely to cost me $188,848! Ouch! Time to call my local insurance agent!